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    <title>The Local Germany</title>
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    <description>Read the latest news and views from Germany in English</description>
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        <item>
        <title>
            How changes to flood insurance could push up rates for homeowners in Germany
        </title>
        <description>
            Homeowners&#039; lack of natural disaster insurance costs Germany billions every time a major flooding event occurs. Policy makers are debating whether insurance companies should be required to offer coverage.
        </description>
        <link>
            https://www.thelocal.de/20240620/how-changes-to-flood-insurance-could-push-up-rates-for-homeowners-in-germany
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        <pubDate>Thu, 20 Jun 2024 14:04:58 +0200</pubDate>
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        <title>
            EXPLAINED: Which German insurance do you need for accidents?
        </title>
        <description>
            While German health insurance will pay for your medical treatments if you have an accident, several other costs may not be covered. This is where &#039;Unfallversicherung&#039; – or accident insurance – can come in.
        </description>
        <link>
            https://www.thelocal.de/20230621/explained-which-german-insurance-do-you-need-for-accidents
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        <pubDate>Wed, 21 Jun 2023 20:27:26 +0200</pubDate>
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        <title>
            The new app that gives you money for driving well
        </title>
        <description>
            Germany’s largest insurance company is offering an app which allows you to win money back on your car insurance if it records you driving safely.
        </description>
        <link>
            https://www.thelocal.de/20160407/the-new-app-that-gives-you-money-for-good-driving
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        <pubDate>Thu, 07 Apr 2016 17:21:38 +0200</pubDate>
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        <title>
            Which city is the worst for car crashes?
        </title>
        <description>
            Figures from the insurance industry show that people in Hamburg claim the most frequently for accident damage to their cars. Where does the rest of the country rank?
        </description>
        <link>
            https://www.thelocal.de/20141106/hamburg-is-worst-city-for-car-accidents-study-shows
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        <pubDate>Thu, 06 Nov 2014 09:00:00 +0100</pubDate>
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        <title>
            Finger slicer&#039;s insurance scam fails
        </title>
        <description>
            An insurance salesman who sawed off his own finger and thumb to claim insurance was given a suspended sentence by a court in northern Germany on Friday.
        </description>
        <link>
            https://www.thelocal.de/20141031/no-payday-after-finger-slicing-insurance-fraud
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        <pubDate>Fri, 31 Oct 2014 17:05:00 +0100</pubDate>
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        <title>
            Freelancing in Germany - nine tips to survive
        </title>
        <description>
            Being your own boss may be many people&#039;s ultimate dream, but freelancing comes with a lot of headaches and responsibilities. This week&#039;s JobTalk looks at nine ways to make a success of freelancing in Germany. 
        </description>
        <link>
            https://www.thelocal.de/20140217/top-tips-for-freelancers-in-germany-the-local-germany-jobs
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        <pubDate>Mon, 17 Feb 2014 14:38:00 +0100</pubDate>
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        <title>
            Cyber protection market takes off in Europe
        </title>
        <description>
            It is already a booming market in the United States, but in Europe, companies are also waking up to the idea of cyber insurance to protect themselves against internet attack.
        </description>
        <link>
            https://www.thelocal.de/20130922/52035
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        <pubDate>Sun, 22 Sep 2013 13:18:00 +0200</pubDate>
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        <title>
            Floods likely Germany&#039;s costliest natural disaster
        </title>
        <description>
            Floods that devastated parts of Germany in June could be the costliest natural disaster ever to hit the country, a top insurer said on Tuesday. The company is calling for an end to building in flood-prone areas. 
        </description>
        <link>
            https://www.thelocal.de/20130709/50757
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        <pubDate>Tue, 09 Jul 2013 12:27:00 +0200</pubDate>
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        <title>
            Dentist cut off own finger for insurance cash
        </title>
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            A German dentist who was so desperate for cash that he cut off his own finger for the insurance money has been found guilty of fraud and sentenced to a year in prison to be served on parole. The man said he was the victim of an attack. 
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        <link>
            https://www.thelocal.de/20130619/50411
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        <pubDate>Wed, 19 Jun 2013 18:53:00 +0200</pubDate>
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        <title>
            Germans realize women drivers are better
        </title>
        <description>
            Insurance companies have long known that women are safer drivers than men - but now it seems attitudes have caught up with reality, and Germans are more likely to trust a woman in a car than a man.
        </description>
        <link>
            https://www.thelocal.de/20130614/50301
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        <pubDate>Fri, 14 Jun 2013 09:34:00 +0200</pubDate>
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        <title>
            Third of new drugs &#039;offer no additional benefit&#039;
        </title>
        <description>
            A third of new drugs for treating serious illnesses don&#039;t offer any improvement on what is already available, according to Germany&#039;s committee in charge of testing pharmaceutical innovations. 
        </description>
        <link>
            https://www.thelocal.de/20130510/49629
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        <pubDate>Fri, 10 May 2013 12:25:00 +0200</pubDate>
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        <title>
            €880m shot in the arm for debt-ridden hospitals
        </title>
        <description>
            Germany&#039;s debt-ridden hospitals are to be given an €880 million bailout, the ruling coalition agreed on Friday, to help tackle a looming financial crisis in the German healthcare service.
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        <link>
            https://www.thelocal.de/20130323/48711
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        <pubDate>Sat, 23 Mar 2013 10:33:00 +0100</pubDate>
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        <title>
            Police bust fraudster family faking car crashes
        </title>
        <description>
            German police have arrested 15 members of the same family after it emerged they had been intentionally causing car accidents to cash in on insurance, making around €150,000 over several years.
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        <link>
            https://www.thelocal.de/20130131/47677
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        <pubDate>Thu, 31 Jan 2013 12:13:00 +0100</pubDate>
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        <title>
            2012 natural disasters cost €122 billion
        </title>
        <description>
            Natural catastrophes including US hurricane Sandy caused $160 billion (€122 billion) worth of damage in 2012, the world&#039;s leading reinsurer, Munich Re, estimated on Thursday.
        </description>
        <link>
            https://www.thelocal.de/20130103/47119
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        <pubDate>Thu, 03 Jan 2013 14:07:00 +0100</pubDate>
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        <title>
            High profits for insurer despite Sandy claims
        </title>
        <description>
            Munich Re, the world&#039;s biggest re-insurer, said it was raising its full-year profit forecast, despite the expected claims losses from superstorm Sandy that battered the United States last week.
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        <link>
            https://www.thelocal.de/20121107/46017
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        <pubDate>Wed, 07 Nov 2012 10:17:00 +0100</pubDate>
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        <title>
            Insurance will save late airport&#039;s managers
        </title>
        <description>
            The managers of Berlin’s much-delayed new airport will not be held liable for the enormous costs incurred by the repeated postponement – they are covered by an insurance policy. 
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        <link>
            https://www.thelocal.de/20121103/45945
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        <pubDate>Sat, 03 Nov 2012 10:30:00 +0100</pubDate>
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        <title>
            Sex party charges hit insurance managers
        </title>
        <description>
            Two former managers at a German insurance firm have been charged with criminal breach of trust - for organising a sex party and trying to hide the costs of prostitutes hired for their colleagues. 
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        <link>
            https://www.thelocal.de/20121102/45931
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        <pubDate>Fri, 02 Nov 2012 12:21:00 +0100</pubDate>
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        <title>
            Doctors go on strike - despite new deal
        </title>
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            Tens of thousands of medical practices around Germany shut their doors on Wednesday as part of a nationwide protest by doctors over new fees, even though a new agreement with insurers was struck late Tuesday.
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        <link>
            https://www.thelocal.de/20121010/45453
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        <pubDate>Wed, 10 Oct 2012 09:54:00 +0200</pubDate>
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            Court: Transsexuals have right to breasts
        </title>
        <description>
            Male-to-female transsexuals have a legal right to breast enlargement operations when hormone therapy fails to give them a feminine shape, a German federal court ruled Tuesday.
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        <link>
            https://www.thelocal.de/20120911/44901
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        <pubDate>Tue, 11 Sep 2012 18:16:00 +0200</pubDate>
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            Prostitute-orgy insurer had a sex habit
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            The German insurance company that rewarded its top-sellers with a prostitute sex party in Hungary also paid for employees to visit brothels and swingers clubs in Majorca and Jamaica, according to a new report.
        </description>
        <link>
            https://www.thelocal.de/20120830/44669
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        <pubDate>Thu, 30 Aug 2012 12:33:00 +0200</pubDate>
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